Bankruptcy Law

Are you Bankrupt and are facing Debt Trap?

Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in the overwhelming majority of cases, the bankruptcy is initiated by the bankrupt individual or organization.


People facing Debt traps often find no ways to come out of it. They constantly have to face Harassment by Creditors and have to suffer because of the lack of awareness of their rights as a debtor.

While declaring Bankrupt can be last option for some yet there are alternatives that can be adopted as a means to come out of debt trap, without actually Filing Chapter 7 or Chapter 13 of Bankruptcy.

A Chapter 7 filing means that the business intends to sell all its assets, distribute the proceeds to its creditors, and then cease operations.

  • The debtor must reside or have a domicile, a place of business, or property in the United States or a municipality.
  • The debtor must not have been granted a Chapter 7 discharge within the last 6 years. In addition, the debtor must not have had a Bankruptcy Filing dismissed for cause within the last 180 days.

A Chapter 13 Bankruptcy is a reorganization plan for individuals. To qualify for Chapter 13, an individual must have Secured Debts under $807,750 and Unsecured Debts under $269,750. Under Chapter 13 the debtor keeps all of their property, but in return they make regular payments to a trustee, who distributes the payments to the creditors. Most Chapter 13 plans last for three to five years, and then the remaining unpaid and eligible debts are discharged.

We help you come out of such situations through division of your assets among creditors and assist you to get rid of all liabilities and start afresh.

The Legal Target team also negotiates on behalf of you with your creditors so that you have to pay only a fraction of your debts. You continue doing business and repay once you have re-established yourself.

It is said that you always have to pay more for grabbing the best. But it’s not true with us. We provide you with the Best Lawyers of your area at unbelievably low prices.

Read More about Bankruptcy >> How to File a Bankruptcy | Chapter 11 | Chapter 13

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